NTIB has a team of farm insurance brokers ready to design a farm insurance package tailored to your farm needs. Here are a few of the common covers taken out under a farm insurance package.

Home and contents

Protect your domestic homestead as well as your farm operations by including home and contents.

Farm property

Protect your farm buildings, contents, machinery, fencing, hay and livestock in the event of a fire or defined event like storm damage.

Farm liability

Protect your farm against liability claims for accidental property damage or personal injury as a result of your farm operations.

Farm vehicle

Add cover for your farm vehicles, including cars, tractors, trucks, utes, motorcycles, quad bikes, trailers, forklifts and mobile machinery.

Machinery breakdown

Covers breakdown of machinery you need to run your farm.

Additional covers you can add as part of your farm insurance package

• Personal accident and illness

Covers you for loss of income if you are unable to work because of an accident or illness.

• Theft and burglary

Protect your farm contents, stock and equipment from theft and damage caused by a break in.

• Farm property in transit

Protects your livestock, equipment, product and supplies against the fire, flood, collision, overturning or theft while they are in transit.

• Additional working costs

Covers you for the additional expenses to maintain normal farm operations following a defined event (eg a bushfire), so you can keep you farm operating while critical equipment is replaced or property restored.

• Portable and electronic equipment

Covers the breakdown of office equipment, such as computers, printers and phones.

• Tax audit expenses

Covers the cost of professional fees resulting from a tax office audit or investigation.

Please refer to your PDS for full details on coverage, conditions and exclusions.

Please be aware that the definitions shown below are brief and do not thoroughly assess the detail which will be required to make an informed decision on your insurance needs.